Sex and Credit: Do Gender interactions Matter for Credit Market Outcomes, with Patrick Behr and Andreas Madestam, Journal of Banking and Finance 87, 380-396, 2018
Gender and Banking: Are Women Better Loan Officers?, with P. Behr and A. Güttler. Review of Finance 17, 1279-1321.
Foreign Bank Ownership and Household Credit, with Martin Brown, Journal of Financial Intermediation 24, 466-86, 2015.
Individual vs. village lending:Evidence from Montenegro, with Patrick Behr, Review of Development Economics 21, e67-e87, 2017
Mortgage Finance in Central and Eastern Europe ? Opportunity or Burden?, joint with Katie Kibuuja and Erwin Tiongson, in: Robert Cull, Asli Demirguc-Kunt and Jonathan Murdoch (Eds.): Banking the World: Empirical Foundations of Financial Inclusion. 2012.
Institution Building and Growth in Transition Economies, with L. Laeven, Journal of Economic Growth 11, June 2006, pp. 157-86. Data